Taxes

No. The platform never collects rent, holds deposits, or remits tax on a landlord’s behalf. You, the landlord, are responsible for collecting any applicable lodging, occupancy, sales, or short-term rental tax from your tenant and remitting it to the appropriate authority. The only money the platform handles is your monthly listing subscription, paid via Stripe.

Often, but not always. The 30-day threshold is a common dividing line between short-term rental (taxed) and mid-term residential lease (exempt or taxed differently). The exact rule varies state-to-state and city-to-city. Always verify with your local tax authority before publishing.

Some examples, accurate as of writing:

• Florida: Stays over 6 months are generally exempt from state Transient Rentals Tax (Florida Statutes § 212.03). Stays of 6 months or less are taxed at the state plus county rate. Local discretionary surtaxes apply.
• Tennessee: Continuous occupancy of 30 days or more is exempt from state and local sales tax on lodging (Tenn. Code Ann. § 67-6-205). Some cities like Nashville and Memphis impose a separate hotel/occupancy privilege tax with their own thresholds.
• North Carolina: Stays of 90 continuous days or more by the same person are exempt from state sales tax on accommodations (NCGS § 105-164.4(a)(3)). The 30-day threshold does not apply here. You owe tax on a 30-day stay in NC.
• Arizona: Local Transient Lodging Tax (TPT) applies to stays of 29 days or fewer. Stays of 30 days or longer are generally exempt at the state level (A.R.S. § 42-5070), but some cities like Phoenix, Scottsdale, and Sedona impose additional rules. Check your municipal tax code.

List the tax as a separate line item in your lease (e.g. "Monthly rent: $2,500. Applicable state lodging tax: $X. Total monthly amount due: $2,500 + $X."). Collect it together with rent, then remit it to the relevant authority on the schedule they require (usually monthly or quarterly). Many states accept online filings; some require a registered tax license before you can list.

Yes. Rental income is reportable on Schedule E (Form 1040) for individuals, or the equivalent business return for LLCs and corporations.

Keep records of:

• Rent received for each property.
• Deductible expenses: mortgage interest, repairs, depreciation, your $9.99/$79.99 platform subscription.
• Any tax you collected and remitted to state or local authorities.

Furnished Unfurnished does not issue 1099-K or 1099-NEC forms because we don’t process rent payments.

For anything beyond a single in-state listing, yes. Multi-state landlords, LLC owners, and anyone uncertain about whether a stay qualifies for the mid-term exemption should consult a licensed CPA or tax attorney in their jurisdiction. The information here is a starting point, not legal or tax advice.

Not necessarily. State-level exemptions for stays of 30+ days don't always cascade down to the city level.

A handful of cities maintain a separate hotel-occupancy or short-term rental ordinance with its own threshold (sometimes 90 days, sometimes never-exempt):

• Arizona: Phoenix, Scottsdale, Sedona.
• Tennessee: Nashville, Memphis.
• Louisiana: New Orleans.
• California: San Francisco.

Always check three layers:

• State lodging-tax law.
• County tourism or development tax.
• City occupancy or short-term-rental tax.

The "30-day rule" is a starting point; three layers of tax authority can each impose their own rule. When in doubt, file a zero-balance return for any tax type the property is registered for rather than skipping the filing entirely.

Furnished Unfurnished is not a party to your tenancy and never collects rent, withholds tax, or files anything for you, so paying and reporting taxes on your rental properties is your responsibility. Depending on your state and city you may owe lodging or occupancy tax, and you must report rental income to the IRS. This is not tax advice, please consult a licensed tax professional or CPA about your situation. For your records, every subscription invoice is downloadable at /account-settings/subscriptions, and the platform fee itself is typically a deductible expense. The other questions in this Taxes section cover collecting lodging tax from tenants, the 30-day mid-term exemption, and federal income reporting in more detail.